Term Insurance provides a large amount of insurance protection for a relatively low premium. Clients who have a financial need for insurance coverage during a specific time period find term insurance particularly cost-effective. These policies are commonly issued for specified periods, such as 5, 10, 15 and 20 years.
Universal Life insurance uniquely combines permanent life insurance protection with the benefits of tax-advantaged investing. You may have heard the saying: "buy term insurance and invest the difference", well Universal Life takes care of both, all in one policy.
National Financial Insurance Agency Inc. (NFIAI) was founded in 1984 as an insurance general agency to help our advisors provide insurance solutions as part of a comprehensive financial plan. Today, NFIAI is a national Managing General Agency servicing more than 700 independent financial advisors.